LIFE INSURANCE

Temporary Insurance, which renews either annually or after a longer period without providing insurability.
Term Life Insurance provides protection during a period of time, which may be 1-30 years. These are insurance low cost that are ideal to protect the family with a fixed fee, for the period contracted.

It is a permanent life insurance where premiums are flexible and the death benefit is adjustable. The key feature of universal life insurance is flexibility. Within certain limits, the insured may choose the amount that want insurance and premiums to pay. The policy will remain in force while the value of the same is sufficient to pay the costs and expenses of the policy. The value of the policy is “sensitive-to-interest”, which means that it varies according to the climate of the economy in general.
Down death benefit and increase the premium will increase the growth rate of the policy. The opposite is also true. Increase the benefit for death and get the premium will decrease the growth rate of the policy.

It is a policy of life insurance that offers guaranteed level premiums, increased cash guaranteed value, and a guaranteed level death benefit and which gives the maturity (usually at the age of 100) insurance policies of lifetime offer protection throughout life, while the living person.
From the day that the person buying the policy, pay the premium stated in the policy. Indicated premium could be unchanged or could increase after certain amount of time, but it will not change of schedule on the policy.

It is an insurance policy that pays if the death of the insured results from an accident or if the insured accidentally loses a limb or vision permanently.